American Express
Fintech / CardsA globally integrated payments company, Amex uniquely acts as both the card issuer and the payment network, famous for its premium rewards and elite customer service.
Official American Express Careers Website
Quick Facts
- Founded
- 1850
- Headquarters
- New York, USA
- Industry
- Financial Services & Payments
About American Express
American Express (Amex) started in 1850 not as a bank, but as an express mail delivery business in New York. It introduced money orders and traveler's cheques before launching its famous charge card in 1958. Today, it is an iconic brand associated with premium travel, lifestyle rewards, and high-spending clientele.
Unlike Visa and Mastercard (which only run networks), Amex operates a 'closed-loop' network—meaning it issues the cards directly to consumers AND processes the payments at the merchant. Amex maintains a massive footprint in India (Gurugram, Bengaluru), employing thousands in tech, data analytics, risk management, and global customer servicing.
What American Express Does
Global Consumer Services
Premium credit/charge cards (Platinum, Gold) and lifestyle benefits.
Global Commercial Services
Corporate cards and B2B payment solutions.
Global Merchant Network
Acquiring merchants and managing the payment processing network.
Technology & Analytics
Fraud detection, big data, and digital engineering.
Career Areas
Types of professional roles found inside American Express.
- Software Engineer (Java, Cloud)
- Data Scientist / Risk Analyst
- Product Manager
- Customer Care Professional
- B2B Sales & Account Management
American Express's History
- 1850Founded
Founded in Buffalo, NY as an express mail delivery service.
- 1891Traveler's Cheque
Invents the Traveler's Cheque, establishing it as an international financial brand.
- 1958The Amex Card
Issues its first charge card (the iconic Green card).
- 1999Centurion Card
Introduces the ultra-exclusive 'Black Card' (Centurion).
Purpose & Values
“Backing our customers”
