Bajaj Finance

Banking / Fintech

India's largest and highly profitable NBFC, famous for pioneering zero-cost EMI financing that revolutionized consumer durables purchasing in India.

View Official Bajaj Finance Careers

Official Bajaj Finance Careers Website

Quick Facts

Founded: 1987
Parent: Bajaj Finserv
Headquarters: Pune, India
Industry: Non-Banking Financial Company (NBFC)

About Bajaj Finance

Bajaj Finance, a subsidiary of Bajaj Finserv, is a massive success story in the Indian financial sector. While technically a Non-Banking Financial Company (NBFC) and not a commercial bank, its scale, technological prowess, and profitability rival the top private banks.

Bajaj Finance revolutionized retail lending in India by partnering with electronics and appliance retailers to offer instant, point-of-sale 'No Cost EMIs'. Today, it has transitioned into a full-scale financial services ecosystem, offering an overarching 'Bajaj Finserv App' that acts as a super-app for loans, insurance, broking, and payments.

What Bajaj Finance Does

Consumer Finance

No-cost EMIs for consumer durables, lifestyle products, and digital items.

Cards & Payments

Co-branded credit cards and the Bajaj EMI Network Card.

SME & Commercial Lending

Business loans, working capital, and loan against property.

Digital Super-App

Building a unified ecosystem for all financial products.

Career Areas

Types of professional roles found inside Bajaj Finance.

Sales & Relationship Management
Credit Risk & Underwriting
Data Science & Analytics
Product Management (Digital App)
Collections Strategy

Bajaj Finance's History

1987
Incorporation
Incorporated originally as Bajaj Auto Finance to provide loans for Bajaj two-wheelers.
2010
Rebranding
Rebranded to Bajaj Finance to reflect its massively expanded portfolio beyond auto loans.
2020
Super-app strategy
Aggressively pivots to a digital platform model to compete with emerging fintechs.