Affirm

Fintech

Honest financial products that improve lives — transparent Buy Now Pay Later payments without hidden fees.

Official Affirm Careers Website

Quick Facts

Headquarters: San Francisco, California, USA
Founded: 2012
Employees: 2,500+
Valuation: NASDAQ Listed (AFRM) — ~$12B Cap

About Affirm

Affirm is a leading US financial technology company offering transparent Buy Now Pay Later (BNPL) payment solutions. Founded by PayPal co-founder Max Levchin, Affirm partners with over 290,000 active merchants including Amazon, Walmart, Shopify, and Target.

Affirm provides consumers with clear, upfront payment terms without compounding interest, late fees, or hidden penalties, delivering alternative credit for everyday and major purchases.

What Affirm Does

Point-of-Sale BNPL Financing

Transparent pay-in-4 and monthly instalment options integrated seamlessly into top e-commerce merchant checkouts.

Affirm Card

Debit-card hybrid allowing consumers to split qualifying purchases into monthly instalments anywhere Visa is accepted.

Affirm Savings Account

High-yield FDIC-insured savings accounts empowering consumers to build financial reserves without account fees.

Merchant Analytics & API Platform

Merchant portal tools providing analytics, conversion optimization, and flexible integration SDKs for retailers.

Career Areas

Types of professional roles found inside Affirm.

Software & Risk Engineering
Product & Experience Design
Data Science & Credit Analytics
Commercial & Business Development

Affirm's History

2012
Founding in San Francisco
Max Levchin, Nathan Gettings, Jeffrey Kaditz, and Alex Rampell founded Affirm to build honest consumer credit products.
2020
Shopify Strategic Partnership
Selected as the exclusive BNPL partner for Shop Pay Installments across North America.
2021
NASDAQ Public Listing
Went public on NASDAQ under ticker AFRM and announced landmark distribution partnerships with Amazon and Walmart.
2024
Affirm Card Scaling
Expanded Affirm Card active users past 1 million and scaled pay-in-4 adoption across mobile wallets.