Klarna

Fintech

Smoooth shopping and payments — transforming e-commerce checkout and AI-driven personal finance.

Official Klarna Careers Website

Quick Facts

Headquarters: Stockholm, Sweden
Founded: 2005
Employees: 5,000+
Valuation: $20+ Billion

About Klarna

Klarna is a global fintech leader in Buy Now Pay Later (BNPL) services, powering payments and shopping experiences for over 150 million active consumers and 500,000+ retail merchants worldwide.

With its AI assistant and shopping app, Klarna offers flexible payment options at checkout, price drop tracking, and personalized product discovery.

What Klarna Does

Buy Now Pay Later

Interest-free split payments and flexible consumer financing seamlessly integrated into merchant e-commerce checkouts.

Klarna Shopping App & AI Assistant

AI-powered shopping search engine, deal aggregator, price drop alerts, and personalized product recommendations.

Merchant Payment Services

Comprehensive checkout gateway solutions boosting conversion rates and average order values for retail brands.

Consumer Banking & Cards

FDIC-insured savings accounts, physical & virtual payment cards, and loyalty reward ecosystem.

Career Areas

Types of professional roles found inside Klarna.

Software Engineering & AI Development
Product Design & UX
Credit Risk & Data Analytics
Commercial & Enterprise Partnerships

Klarna's History

2005
Founded in Stockholm
Sebastian Siemiatkowski, Niklas Adalberth, and Victor Jacobsson launched Kreditor (renamed Klarna in 2009) at Stockholm School of Economics.
2015
US Expansion
Entered the United States market, launching direct merchant partnerships and BNPL payment options.
2021
Shopping Super-App Pivot
Reached 90M consumers globally and expanded into a full shopping discovery super-app.
2024
AI Innovation & Public Listing Prep
Pioneered generative AI for customer service and merchant onboarding while preparing for US public market listing.