SoFi

Fintech

Get your money right — all-in-one digital banking, lending, investing, and financial health platform.

Official SoFi Careers Website

Quick Facts

Headquarters: San Francisco, California, USA
Founded: 2011
Employees: 4,400+
Valuation: NASDAQ Listed (SOFI) — ~$9B Cap

About SoFi

SoFi Technologies, Inc. (Social Finance) is a leading US digital financial services platform. Serving over 8.8 million members, SoFi offers student loan refinancing, personal loans, mortgages, high-yield checking & savings accounts, automated & active investing, credit cards, and enterprise financial software (Galileo).

With its national banking charter, SoFi provides full-service consumer digital banking and B2B core payment processing infrastructure.

What SoFi Does

Lending Products

Student loan refinancing, private student loans, personal loans, mortgages, and home equity lines of credit.

SoFi Money & Banking

FDIC-insured high-interest checking and savings accounts with integrated overdraft protection and fee-free ATM network.

SoFi Invest & Wealth Management

Commission-free stock trading, fractional shares, ETFs, cryptocurrency, automated robo-advising, and IPO access.

Galileo & Technisys Platform

Core banking processing infrastructure and cloud API software powering neobanks and enterprise financial institutions.

Career Areas

Types of professional roles found inside SoFi.

Software & Mobile Engineering
Financial Risk & Credit Analytics
Product & Growth Marketing
Galileo B2B Tech Engineering

SoFi's History

2011
Founding at Stanford
Mike Cagney, Dan Macklin, James Finnigan, and Ian Brady founded SoFi to connect alumni investors with student loan borrowers.
2020
Galileo Acquisition
Acquired payment processing and core banking leader Galileo Financial Technologies for $1.2 billion to power enterprise B2B fintech.
2021
NASDAQ Public Debut
Went public via SPAC merger, raising over $2.4B to accelerate growth across banking and wealth management.
2022
Bank Charter Approval
Received national bank charter approval, enabling high-yield deposit growth and improved cost of capital for lending.